Do you really know where your money goes? * We can help you find the answers you’ve been looking for * Like the difference between fixed, flexible, and periodic expenses * How to set spending priorities you can live with * When to use sofware tools and online banking * And why some expenses are necessary, while others aren’t * Also shows you how to put together a budget that works * Plus, tips on stretching your dollar-and living better for less * 20 min. * Includes instructor’s Guide